Insurance Agent
4 weeks ago
As a highly skilled Insurance Agent, you will be responsible for selling life, property, casualty, health, automotive, or other types of insurance to businesses and individuals. You will promote the Field and Main Insurance products and services, assist in the training of Field and Main Bank's retail products and services, and develop innovative industry advances or changes in products.
Key Responsibilities:
- Sell various types of insurance policies to businesses and individuals on behalf of insurance companies.
- Meet with clients face-to-face to discuss their insurance needs and provide customized insurance programs.
- Analyze insurance programs and suggest additions or changes to policyholders.
- Responsible for originating their own sales and developing their own client lists.
- Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
- Calculate premiums and establish payment method.
- Inspect property to decide its insurance risk.
- Perform administrative tasks, such as maintaining records and handling policy renewals.
- Select a company that offers the type of coverage requested by the client to underwrite a policy.
- Develop marketing strategies to compete with other individuals or companies who sell insurance.
- Confer with clients to obtain and provide information when claims are made on a policy.
- College degree or equivalent insurance sales work experience required.
- Minimum of 10 years' experience in an insurance sales environment.
- Demonstrated ability to sell and cross-sell products and services.
- Broad knowledge of insurance industry & ability to apply & develop innovative industry advances or changes in products.
- Must be licensed by Kentucky Department of Insurance Licensing.
- Strong oral communication abilities and customer relationship building abilities.
- Ability to multitask and work in a fast-paced, ever-changing environment.
- Knowledge of principles and methods for showing, promoting, and selling products or services.
- Ability to communicate with people outside the organization, representing the organization to customers, the public, government, and other external sources.
This job may require standing for long periods of time and to lift items weighing up to 25-70 lbs. Work is performed in an office setting; one must be able to concentrate & perform work in an area that will likely result in the interruptions of one's duties. This job may not be all-inclusive. Employees are expected to perform other duties as assigned or directed by management. Job descriptions and duties may be modified when deemed appropriate by management.
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