Current jobs related to Mortgage Credit Analyst - Scottsdale, Arizona - Western Alliance Bank


  • Scottsdale, Arizona, United States Prosperity Home Mortgage Full time

    Job Summary:We are seeking a highly skilled Mortgage Sales Professional to join our team at Prosperity Home Mortgage. As a Loan Originator Specialist, you will be responsible for producing high-quality loans that meet our guidelines while providing exceptional customer service.Key Responsibilities:Advise prospective and existing customers on our programs,...


  • Scottsdale, Arizona, United States VIP Mortgage Inc Full time

    VIP Mortgage Inc: Mortgage Loan ProcessorWe are seeking a highly skilled and detail-oriented Mortgage Loan Processor to join our team at VIP Mortgage Inc. The successful candidate will be responsible for ensuring timely and accurate packaging of all loans originated by our Loan Officers.Key Responsibilities:Verify loan documents, including income, assets,...


  • Scottsdale, Arizona, United States Prosperity Home Mortgage, LLC Full time

    About the RoleWe're seeking a highly skilled and driven Mortgage Loan Officer to join our team at Prosperity Home Mortgage, LLC. As a key member of our sales team, you will be responsible for originating high-quality loans that meet and exceed our company's guidelines, while delivering exceptional customer service.Key ResponsibilitiesClosing high-quality...


  • Scottsdale, Arizona, United States Prosperity Home Mortgage, LLC Full time

    About the RoleWe're seeking a seasoned Mortgage Loan Officer to join our team at Prosperity Home Mortgage, LLC. As a recognized leader in the industry, we're looking for individuals who possess a proven track record of originating high-quality loans and delivering exceptional customer service.Key ResponsibilitiesClosing high-quality loans that meet and...


  • Scottsdale, Arizona, United States V.I.P. Mortgage Inc. Full time

    Job SummaryV.I.P. Mortgage Inc. is seeking a highly skilled and detail-oriented Loan Processor to join their team. The ideal candidate will possess excellent communication skills, strong product knowledge, and the ability to work in a fast-paced environment.Key Responsibilities:Verify loan documents, including income, assets, credit, appraisal, and title...


  • Scottsdale, Arizona, United States TEKsystems Full time

    About the Role:We are seeking a highly skilled Lock Desk Analyst to join our growing mortgage team. As a Lock Desk Analyst, you will play a pivotal role in managing interest rate locks for mortgage loans, ensuring accuracy, compliance, and optimal pricing strategies.Key Responsibilities:Manage interest rate locks for mortgage loans, ensuring accuracy and...


  • Scottsdale, Arizona, United States Western Alliance Bank Full time

    Job Title: Credit Risk Review ManagerLocation: ScottsdaleJob Summary:This position is responsible for developing, planning, and executing a quarterly continuous safety and soundness examination model for Western Alliance Bank's residential mortgage lending units. The Credit Risk Review Manager will perform and lead activities that evaluate the quality of...


  • Scottsdale, Arizona, United States Clearway Energy, Inc. Full time

    Job Title: Senior Credit Risk AnalystClearway Energy, Inc. is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a key member of our Energy Risk Management group, you will be responsible for analyzing and managing credit risk associated with our energy trading and marketing activities.Key Responsibilities:Develop and implement credit...


  • Scottsdale, Arizona, United States Western Alliance Bank Full time

    Job Title: Credit Risk Review ManagerThis role is responsible for developing and executing a quarterly continuous safety and soundness examination model for the Company's residential mortgage lending units. The Credit Risk Review Manager will evaluate the quality of credit and correspondent counterparty risk management processes and controls executed by the...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Mortgage Loan Officer Job DescriptionWe are seeking a skilled mortgage loan officer to assist loan applicants in securing the ideal mortgage for their new home purchase. Our organization provides the support and tools needed to bring your business to the next level.Key Responsibilities:Manage an active pipeline of 20-50 loans monthly in a fast-paced...

  • Mortgage Loan Officer

    1 month ago


    Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Job OverviewWe are seeking a skilled Mortgage Loan Officer to join our team at SayGo Home Loans LLC. As a Mortgage Loan Officer, you will be responsible for assisting borrowers in securing the ideal mortgage for their new home purchase.Key ResponsibilitiesEstablish and maintain relationships with realtors, bank officers, builders, and the community to retain...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Job Title: Mortgage Loan OriginatorAbout the Role:We are seeking an experienced mortgage loan originator to join our team at SayGo Home Loans LLC. As a mortgage loan originator, you will be responsible for assisting borrowers in selecting loan programs that best fit their financial goals and needs.Key Responsibilities:* Establish and maintain relationships...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    About the RoleWe are seeking a highly skilled Mortgage Loan Officer to join our team at SayGo Home Loans LLC. As a key member of our organization, you will play a crucial role in assisting loan applicants in securing the ideal mortgage for their new home purchase.Key ResponsibilitiesManage an active pipeline of 20-50 loans monthly in a fast-paced...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Mortgage Loan Officer AssistantWe are seeking a skilled and detail-oriented Mortgage Loan Officer Assistant to join our top-producing team at SayGo Home Loans LLC. This role requires a unique blend of sales and customer service skills, as well as the ability to manage loan files from beginning to end.Key Responsibilities:Act as the primary point of contact...


  • Scottsdale, Arizona, United States Western Alliance Bank Full time

    Job Title: Credit Risk Review ManagerThis role is responsible for developing and executing a quarterly continuous safety and soundness examination model for Western Alliance Bank's residential mortgage lending units. The Credit Risk Review Manager will evaluate the quality of credit and counterparty risk management processes and controls, and identify areas...


  • Scottsdale, Arizona, United States loanDepot Full time

    Job Summary:The Client Services Analyst plays a vital role in supporting sales teams at loanDepot. This position requires a strong background in mortgage lending or a highly compliant environment. The ideal candidate will have intermediate skills in loan origination POS systems and be able to manage a heavy workload with flexibility and sound judgment.Key...


  • Scottsdale, Arizona, United States Search BizAthletes Full time

    Mortgage Loan Officer OpportunitySearch BizAthletes is seeking a highly motivated and results-driven Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for producing high-quality loans that meet our company's guidelines while providing exceptional customer service.Key Responsibilities:Advise prospective and existing...

  • Loan Processor 3

    6 days ago


    Scottsdale, Arizona, United States V.I.P. Mortgage Inc. Full time

    V.I.P. Mortgage Inc. Job DescriptionJob Title: Loan Processor 3Job Summary: We are seeking an experienced Loan Processor to join our team at V.I.P. Mortgage Inc. The ideal candidate will have a strong background in mortgage processing and excellent communication skills.Key Responsibilities:Verify loan documents, including income, assets, credit, appraisal,...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Job OverviewWe are seeking a seasoned mortgage loan originator to join our team at SayGo Home Loans LLC. As a key member of our sales organization, you will be responsible for establishing and maintaining relationships with realtors, bank officers, builders, and the community at large to drive business growth.Key ResponsibilitiesAssist borrowers in selecting...


  • Scottsdale, Arizona, United States SayGo Home Loans LLC Full time

    Job OverviewWe are seeking a skilled Mortgage Loan Assistant to join our top-producing team at SayGo Home Loans LLC. This role requires a unique blend of sales and customer service skills, as well as the ability to manage loan files from start to finish.Key ResponsibilitiesAct as the primary point of contact between clients, branch managers, and assigned...

Mortgage Credit Analyst

2 months ago


Scottsdale, Arizona, United States Western Alliance Bank Full time
About the Role

We are seeking a highly skilled Credit Risk Review Manager to join our team at Western Alliance Bank. As a key member of our Credit Risk & Review Group, you will play a critical role in ensuring the financial soundness of our organization by identifying, assessing, and escalating credit risk to senior management and the Board of Directors.

Key Responsibilities
  • Develop and execute a continuous safety and soundness examination model to evaluate the effectiveness of credit and counterparty risk management processes and controls.
  • Conduct continuous portfolio and correspondent counterparty risk monitoring to identify asset quality deterioration or negative management control trends.
  • Perform independent risk assessments of planned new and existing residential mortgage products and lending programs.
  • Identify and document quarterly safety and soundness examination results, including any discrepancies or deficiencies in the loan or counterparty files.
  • Monitor credit risk in residential lending portfolios to identify areas of increasing risk and evaluate MIS data to identify adverse trends of leading and lagging performance indicators.
  • Communicate sensitive issues and examination conclusions in a helpful and collaborative manner.
  • Provide technical guidance to business units on credit policies and control procedures/best practices to enhance quality and consistency.
  • Ensure consistent application of enterprise-wide credit policy and Internal Credit Risk Review policies and procedures.
Requirements
  • Minimum 5 years of residential mortgage credit risk experience, preferably with a background in residential mortgage underwriting and credit risk management.
  • Successful completion of formal credit training program is preferred, but not necessary.
  • Previous credit risk review experience is preferred, but not necessary.
  • Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.
  • Demonstrated understanding of commercial credit principles and strong analytical skills.
  • Advanced working knowledge of accounting, financial statements, and tax returns, and cash flow analyses.
  • Strong analytical and problem-solving skills, with ability to understand business and industry concepts.
  • Excellent knowledge of banking regulations and prudent commercial lending credit policies.
  • Experience reviewing probability of default (PD) and loss given default (LGD) analyses.
  • Effective oral, written, and interpersonal communication skills.
  • Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management.
What We Offer

We offer a competitive salary range of $149,000 to $175,642.00, depending on location, as well as an annual bonus/incentives earned and restricted stock. In addition, we offer a comprehensive benefits package, including medical and dental insurance, time off, a great 401k matching program, tuition assistance program, employee volunteer program, and wellness program.