Financial Services Analyst Specialist
2 days ago
**Job Summary:**
We are seeking a skilled Financial Services Analyst Specialist to join our team at GPAC. This role will support lenders in underwriting credit extensions to new and existing clients, performing detailed financial analysis and preparing credit approval requests.
**Responsibilities:
- Analyze data from financial statements, agency reports, and other sources to evaluate the short and long-term prospects of borrowing accounts.
- Makes recommendations to Loan Officers on loan granting or denying based on thorough analysis.
- Identify and interpret trends in financial data, including key ratios such as cash flow to debt service and debt-to-equity.
- Provides well-documented financial analysis through spreadsheets and written credit offering memorandums.
- Suggests a loan grade after conducting a thorough credit analysis and documentation review.
- Coordinates tasks within the department to ensure efficient information flow.
- Prepares assigned reports and performs annual reviews of loan relationships.
**Requirements:
- Minimum 2 years experience in a bank as a Credit Analyst.
The ideal candidate will have excellent analytical skills, strong attention to detail, and effective communication abilities. They should be proficient in financial analysis software and have a solid understanding of banking regulations and practices.
**Estimated Salary Range: $60,000 - $80,000 per year**, depending on location and experience. GPAC offers a competitive benefits package, including health insurance, retirement plan, and paid time off. We are an equal opportunity employer and welcome applications from qualified candidates.
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