Risk Management Specialist
4 days ago
The In-Business Credit & Franchise Risk Organization within U.S. Personal Banking (USPB) at Citigroup Inc. is responsible for managing the credit and franchise risk of the USPB business.
This role reports to the Head of In-Business Credit & Franchise Risk and is responsible for driving development and implementation of risk monitoring and reporting in partnership with stakeholders in the business and second line of defense risk management.
Key Responsibilities:
- Perform USPB ERM Risk Monitoring including monitoring of material risk, exposure against risk appetite limits & thresholds and key risk indicators/metrics.
- Develop high quality risk reports that support the timely identification, measurement, monitoring and controlling of risk including information on risk profile, concentrations, and trends for individual and aggregate risk of USPB business.
- Provide monitoring results and key reports to senior managements and business leadership on a periodic basis to support sound risk management and decision making.
- Drive to automate the monitoring and reporting process in partnership with stakeholders in USPB business, Enterprise Risk Management, Independent Risk Management, and DART (Data, Analytics, Reporting and Tech).
Requirements:
- 6+ years of financial industry experience including risk management and financial planning and analysis
- Demonstrated experience in leading change, with track record of improving business performance and enhance risk management
- Skills in data, analytics, databases, data quality are desired; experience in Tableau, PowerBI, visualization is preferred
Preferred Qualifications:
- Credit risk management (e.g. wholesale credit, retail credit)
- Non-Financial risk management (e.g. Operational, Compliance) is a plus
- Strong knowledge of Financial Planning and Analysis
- Experience in consumer bank and/or wealth management business
- Solid experience in working with technology to drive useful solutions
Leadership Competencies:
- Demonstrated history of driving change and managing for results
- Efficiently solves complex, ambiguous problems / situations.
- Collaborative work style; effectively interacts with partners across organizational boundaries and hierarchies
- Contributes to a positive work environment and remain calm under pressure
- Consistently demonstrate clear and concise written and verbal communication
Education:
- Bachelor's degree in business, finance, engineering, computer science or other analytical field; Master's degree preferred
Citi offers competitive employee benefits, including:
- medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs
- Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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