Corporate Loan Consultant

1 week ago


Columbia, South Carolina, United States Central Bank Full time
Job Overview

We are seeking a dedicated Commercial Lender to join our team at Central Bank. This role is pivotal in managing our commercial loan portfolio while ensuring both profitability and quality.

Key Responsibilities
  • Oversee a diverse commercial loan portfolio, engage in sales activities, and maintain the profitability and integrity of the loan offerings.
  • Conduct interviews with loan applicants to evaluate their business requirements, financial health, and collateral assets.
  • Make informed lending decisions within predefined limits and escalate requests for loans that exceed those limits.
  • Regularly assess account quality and propose necessary corrective measures.
  • Actively engage in the sales program, provide referrals, and strive to achieve sales targets.
  • Stay updated on compliance regulations and uphold a high standard of professionalism in customer interactions.
Qualifications
  • A Bachelor's degree in Business Administration, Finance, or Accounting is required.
  • A minimum of three years of experience in commercial lending or credit analysis.
  • Proficient analytical skills for evaluating financial statements and assessing loan risks.
  • Capability to make independent critical decisions while managing confidential information.
  • Comprehensive understanding of banking products and services.
  • Exceptional communication and customer relationship management skills.
  • Strong organizational abilities, meticulous attention to detail, and readiness to take on additional responsibilities.


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