Residential Mortgage Underwriter
1 week ago
Residential Mortgage Underwriter Opportunity at AFC Mortgage
Estimated annual salary: $80,000 - $120,000 based on industry standards and location.
We are a growing mortgage brokerage in Sacramento, dedicated to helping individuals and families achieve homeownership and build wealth through real estate. Our team provides expert guidance, personalized service, and a range of loan products that cater to our clients' unique financial needs.
About the Position:
- Review and analyze loan applications, ensuring compliance with federal and state regulations as well as company policies.
- Collaborate with underwriters, processors, and team members to manage loan documentation and ensure timely closings.
- Communicate with clients regarding the status of their applications, addressing any concerns promptly.
Key Responsibilities:
Loan Review and AnalysisEvaluate loan applications to ensure adherence to regulatory requirements and company policies.
Work collaboratively with underwriters, processors, and team members to manage loan documentation and ensure timely closings.
Update clients on the status of their applications, addressing any concerns promptly.
Client CommunicationMaintain open and transparent communication with clients regarding their loan applications.
Address client inquiries and concerns in a professional and courteous manner.
Provide educational resources to clients on the benefits of home ownership and wealth creation strategies.
Qualifications:
- Proven experience in mortgage loan origination, preferably within a brokerage environment.
- Active NMLS license.
- Strong knowledge of mortgage loan products and lending regulations.
- Excellent communication and interpersonal skills with a customer-focused approach.
- Ability to manage multiple loans and deadlines effectively.
- Proficiency in loan origination software and Microsoft Office Suite.
Benefits:
- Competitive salary with commission opportunities.
- Health, dental, and vision insurance.
- Ongoing training and development opportunities.
- Supportive team environment with a focus on work-life balance.
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