Mortgage Loan Originator

2 weeks ago


Louisville, Kentucky, United States Totally About Houses Full time
About the Role

We are seeking an experienced mortgage loan officer to join our team at Totally About Houses. As a key member of our organization, you will play a crucial role in assisting loan applicants in securing the ideal mortgage for their new home purchase.

Key Responsibilities
  • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines.
  • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make an informed decision.
  • Manage a large pipeline of loans to ensure your production meets our requirements.
  • Prospect, develop, and maintain relationships with potential new business referral partners, such as realtors, builders, bank colleagues, and the community at large.
  • Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
Requirements
  • Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise is preferred.
  • A Bachelor's degree from a four-year college or university is required in banking, business, real estate, or a related field.
  • Requires compliance with lending regulations and bank underwriting guidelines and lending policies.
  • 3-5 years of real estate, mortgage origination, or lending experience is required.
  • Understanding of various loans, including FHA, VA, USDA, conventional, fixed/adjustable, bridge, non-conforming, FNMA, and FHLMC, and Home Equity Lines of Credit.


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