Mortgage Disclosure Specialist

3 days ago


Westlake Village, California, United States AmeriHome Mortgage Company, LLC Full time

About the Role:

The Disclosure Specialist is a critical member of our team at AmeriHome Mortgage, responsible for preparing the Loan Estimate and sending out initial disclosures. This role requires a high degree of accuracy and attention to detail, ensuring compliance with regulatory requirements.

Key Responsibilities:

  • Audit files for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate.
  • Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign.
  • Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate.
  • Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes.
  • Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures.
  • Prepare Post Consummation Closing Disclosure, ensuring all fees are accurate and that all fee variances are cured.
  • Request and forward refund checks to borrower with PC CD.
  • Process adverse action loans and prepare Statement of Denial on declined loans. Audit adverse loans for ECOA and HMDA compliance.

Requirements:

  • 1+ years experience in a mortgage operations position.
  • HS Diploma or equivalent.
  • Encompass loan origination system experience a plus.
  • Thorough knowledge of TRID and RESPA LE/CD requirements.
  • Working knowledge of RESPA "Change in Circumstances", including: Valid vs. Invalid changed circumstances reasons.
  • Conventional and Government loan experienced required.
  • Strong aptitude for detail, accuracy, and organization.
  • Ability to prioritize and multi-task with ease.
  • Excellent interpersonal, written, and verbal communication skills.
  • Ability to work in a high-volume environment.

About Us:

AmeriHome Mortgage is a Western Alliance Bank company, committed to equal employment and diversity. We offer a competitive salary, ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, employee volunteer program, and a wellness program. Join our team and grow your career with us



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