Commercial Lending Expert
3 weeks ago
Job Summary
We are seeking an experienced professional to fill the role of Vice President of Credit Risk Review. In this position, you will serve as a Third Line of Defense, independently assessing the effectiveness of our First and Second Lines of Defense's Risk Management Activities. Your expertise in credit analysis, financial and quantitative analysis, deal structuring, and determination of risk rating will be instrumental in driving our risk management strategy.
Key Responsibilities
- Conduct comprehensive credit reviews of higher-risk commercial credits
- Examine and opine on the quality and adequacy of underwriting
- Review governance, risk, and control frameworks/processes
- Identify process risks and controls, assess them, and sample-test
- Drive the Issues Management Tracking process of exams
Requirements
To succeed in this role, you must possess:
- A minimum of 10 years of credit and credit review experience
- Bachelor's Degree in finance, accounting, economics, or other business concentration
- Strong knowledge of GAAP principles, Regulatory, and banking Policies and Procedures
- Experience in first-line underwriting and second-line credit risk management/adjudication or loan review
- Certified Internal Auditor (CIA), Certified Public Accountant (CPA), or Certified Regulatory Compliance Manager (CRCM) desired but not required
What We Offer
In addition to a competitive salary, we offer a comprehensive benefits package, including bonus structure and opportunities for career growth and development. Join our team and become a part of our mission to empower small business owners
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