Senior Commercial Credit Analyst
3 weeks ago
As a Senior Commercial Credit Analyst at Western Alliance Bancorporation, you will play a crucial role in analyzing and structuring loan requests for law firms and related businesses. Your primary responsibility will be to review loan structures, financial statements, entity structures, collateral, market data, and reports to identify inherent risks and prepare credit actions.
About You
We are seeking an experienced commercial underwriter with a strong background in credit analysis and portfolio management. You must have excellent communication skills, both written and verbal, and be able to work well in a collaborative team environment. Additionally, you should have experience working with financial statements, tax returns, and other financial documents.
Key Responsibilities
- Analyze and structure loan requests for law firms and related businesses
- Review loan structures, financial statements, entity structures, collateral, market data, and reports to identify inherent risks and prepare credit actions
- Work closely with Relationship Managers to develop new and/or maintain existing client relationships while ensuring a timely credit process from start to finish
- Gather and analyze necessary information to present a financing request to senior management, credit officers, and/or Loan Committee for approval
Requirements
- Bachelor's Degree in Finance or Accounting
- Minimum 5 years of commercial underwriting experience at a financial institution
- Advanced experience, knowledge, and training in financial statement and tax return analysis
- Strong portfolio management skills allowing for timely identification of credit concerns
- Excellent communication and presentation skills
- Ability to work well in a collaborative team environment
Compensation and Benefits
We offer competitive salaries ranging from $131,000 to $156,258 per year, depending on location, as well as annual bonuses, restricted stock, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance program, employee volunteer program, and wellness program.
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