Senior Non-Qualified Mortgage Underwriting Director

1 week ago


Gilbert, Arizona, United States Champions Funding LLC Full time
Job Overview

At Champions Funding LLC, we are seeking an experienced Senior Non-Qualified Mortgage Underwriting Director to lead our underwriting team and oversee the analysis of borrower credit files, collateral, and capacity.

Responsibilities
  • Lead and manage the underwriting team, ensuring productivity, quality, and compliance with internal and external guidelines for Non-QM loans.
  • Serve as a subject matter expert, providing guidance on structuring eligible loans, interpreting product guidelines, and offering appropriate loan solutions for brokers and third-party originators.
  • Oversee the analysis of borrower credit files, collateral, and capacity, ensuring loans meet all creditworthiness and risk mitigation standards.
Requirements
  • $120,000 - $180,000 per year salary based on experience.
  • 5+ years of experience underwriting Non-QM loans, including DSCR, bank statement, P&L loans, Foreign Nationals, and ITIN programs.
  • Proven experience in a leadership role, including managing underwriting teams.
  • Expertise in manual underwriting and DTI calculations for various loan programs.
  • Strong working knowledge of Meridian Link, Lending QB, or similar loan origination systems.
  • Excellent analytical skills with the ability to evaluate complex financial data and assess borrower risk.


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