Financial Risk Strategist Senior
3 days ago
At USAA, we have a critical mission: to provide financial security to millions of U.S. military members and their families. Our employees are dedicated to delivering exceptional service while upholding our core values of honesty, integrity, loyalty, and service.
The OpportunityWe are seeking a highly skilled Bank Credit Risk Analyst Senior to join our team. As a senior credit risk analyst, you will use advanced analytical techniques to identify and mitigate credit risks, develop and implement credit strategies, and monitor credit performance for consumer credit portfolios.
You will be responsible for analyzing internal and external factors impacting credit strategy performance, identifying opportunities for profitable growth within risk appetite, and collaborating with cross-functional partners to drive initiatives.
This is a great opportunity to apply your expertise in financial analysis and risk management to drive business results and contribute to the success of our organization.
What You'll Do- Apply industry leading practices and analytical skills to identify risks and opportunities within handled portfolios.
- Develop and deliver credit risk strategies that optimize profitable growth within risk appetite.
- Partner with cross-functional teams to deliver bank credit risk strategies across lines of defense.
- Analyze internal and external scores/data for use in identifying first-party fraud.
- Bachelor's degree in Business Management, Finance, Economics, Engineering, or Mathematical field; OR 4 years of related experience may be substituted in lieu of degree.
- 6+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments, or bank credit risk data.
- Experience in financial analysis activities to support risk strategy.
- Strong understanding of banking regulations, risk, and/or compliance.
- Advanced presentation and communication skills.
The estimated salary for this role is $120,550 - $230,400 per year, depending on experience and location. Additionally, USAA offers best-in-class benefits, including comprehensive medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs.
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