Subprime Finance Manager

1 week ago

Hampstead, Maryland, United States Hampstead Pre Full time
Subprime Finance Manager Job Description

Hampstead Pre-Owned is seeking a skilled Subprime Finance Manager to join our team. As a key member of our finance department, you will be responsible for managing and facilitating financing solutions for customers with less-than-perfect credit.

Key Responsibilities:
  • Assist customers in finding financing options for their vehicle purchases
  • Acquire approvals from subprime lenders and maintain relationships with subprime banks and representatives
  • Adhere to all banking and automotive regulations, ensuring compliance and accuracy in all financial transactions
  • Structure and present financing deals to customers, negotiating terms to achieve the best possible outcomes for both the customer and the dealership
  • Communicate with customers about their financing options before, during, and after the sale, providing exceptional customer service and support
Requirements:
  • Strong understanding of subprime lending processes, credit scoring, and automotive financing options
  • Excellent communication, negotiation, and interpersonal skills, with the ability to work effectively with customers, lenders, and dealership staff
  • Familiarity with dealership management systems and financial software, as well as a detailed knowledge of all relevant state and local automotive finance laws and regulations
  • Prior experience with subprime financing at a dealership, with a proven track record of closing deals and achieving financial goals
  • Able to read, write, and speak Spanish proficiently (preferred)
Benefits:
  • Competitive commission structure, with a base salary of $70,000 - $90,000 per year
  • Excellent health, dental, and vision coverage, as well as a 401K plan
  • Opportunities for professional growth and development, with a focus on customer satisfaction and dealership success

Hampstead Pre-Owned is committed to delivering top-quality service to our customers. If you are a motivated and experienced Subprime Finance Manager looking for a new challenge, we encourage you to apply today

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