Commercial Portfolio Manager
4 days ago
We are a publicly traded company headquartered in Maryland, with over $2 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states.
Our bank is committed to delivering exceptional service and fostering an entrepreneurial spirit within our organization. We take pride in being named one of the 'Best Banks to Work For' in the U.S. by American Banker for the last 4 out of 5 years.
Job SummaryWe are seeking an experienced Commercial Portfolio Manager to join our CRE lending team at Capital Bank MD. As a key member of our team, you will be responsible for managing loan renewals, extensions, and collections, as well as conducting thorough financial analyses and research to underwrite new loan proposals.
You will work closely with the Credit Manager to manage high-risk loans, including remediation, collection, or liquidation. Your expertise will play a critical role in identifying and recommending opportunities to cross-sell additional loan and non-credit products to clients.
Responsibilities- Conduct thorough financial analyses and research to underwrite new loan proposals, ensuring accurate interpretations of lending policy and adherence to established credit guidelines.
- Manage loan renewals, extensions, and collections, maintaining detailed records and documentation as required by existing policy.
- Analyze client financials, conduct site visits, and assess general business information to identify potential risks and recommend mitigation strategies.
- Develop and maintain strong relationships with current and prospective customers, leveraging your knowledge to identify opportunities for growth and expansion.
- Ensure compliance with applicable federal, state, and local laws and regulations, agency guidelines, and organizational policies.
- Provide timely and accurate reporting to senior management, highlighting key performance indicators and areas for improvement.
- Bachelor's degree in a relevant field or equivalent work experience.
- Minimum 5 years of experience in commercial lending, with a proven track record in credit evaluation, portfolio risk assessment, and special assets.
- Prior experience in CRE lending is preferred but not mandatory.
The estimated salary range for this position is $102,412 - $153,619 annually, based on factors such as relevant experience, skill set, education, and ability to meet qualifications. This role also includes a yearly annual target bonus based on individual performance.
Capital Bank MD offers a comprehensive benefits package, including medical, dental, vision, company-paid life insurance, disability insurance, and more. We also contribute to your 401k plan, regardless of your contribution level. Additional perks include paid parental leave, employee recognition programs, leadership development opportunities, tuition reimbursement, and generous paid time off.
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