Loan Officer

2 days ago


Miami FL USA, United States Interamerican Bank Full time
Job Title: Junior Loan Officer

Interamerican Bank is seeking a highly skilled and experienced Junior Loan Officer to join our team in the South Florida area. As a key member of our lending team, you will be responsible for originating new commercial and residential mortgage loans and related products, while providing exceptional customer service to our clients.

Key Responsibilities:
  • Originate new commercial and residential mortgage loans and related products
  • Build and maintain strong relationships with clients to increase portfolio growth
  • Manage loan portfolio, including past due and maturing loans
  • Review and analyze debt service and covenant compliance
  • Actively participate in research, preparation, and execution of customer calls
  • Meet with applicants to obtain information for loan applications and answer questions about the process
  • Explain to customers the different types of loans and credit options available
  • Obtain and compile copies of loan applicants' credit history, corporate financial statements, and other financial information
  • Review and update credit and loan files
  • Submit applications to credit analysts for verification and recommendation
  • Work with clients to identify their financial goals and find ways to reach those goals
  • Attend webinars, seminars, and business relation association meetings as directed by management
  • Perform customer visits
Requirements:
  • Three (3) or more years of experience in the mortgage industry
  • Closing three (3) or more loans and $400,000 in volume monthly
  • Active NMLS ID or the ability to obtain prior to employment
  • Bachelor's degree from a four-year institution in finance or business
  • Proficient in Microsoft Office (Excel, Word, Outlook, etc.)
  • Previous credit and underwriter experience preferred
What We Offer:
  • Salary commensurate with experience
  • Bilingual (English and Spanish) work environment
  • Goal-oriented and dynamic work environment
  • EOE/AA/M/F/D/V/DFWP

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