Senior Commercial Credit Analyst

4 days ago


Los Angeles, California, United States City National Bank Full time

Overview:

Credit officers play a crucial role in the loan management process by providing credit and loan underwriting expertise to commercial banking teams. They analyze prospective loan transactions and evaluate the creditworthiness of borrowers. Ensuring all due diligence and background evaluation is thorough before submitting a credit risk recommendation.

Duties and Responsibilities:

  • Evaluate credit structures and terms; fully underwrite the credit risk recommendation consistent with bank policies and procedures.
  • Provide balanced and appropriate credit guidance to relationship managers and collaborate in determining credit strategies.
  • Restructure loans and lines of credit as required, assuming accountability for minimizing bank losses.
  • Maintain up-to-date knowledge on all bank lending policies and regulations.

Requirements:

  • Minimum 5 years of experience in underwriting medium-sized and moderately complex commercial loans.
  • Strong credit analysis and accounting skills with effective communication skills.

Compensation: $60,000 - $100,000 per year, with eligibility for bonus and/or commissions.



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