Senior Financial Analyst
18 hours ago
We are seeking a highly skilled Senior Financial Analyst to join our team at City National Bank. As a key member of our credit analysis department, you will play a vital role in providing expert financial analysis and credit assessment services to support the bank's commercial lending activities.
About Us:City National Bank is a leading provider of banking and financial services to businesses and individuals across the United States. Our mission is to deliver exceptional service and personalized attention to every client, while consistently exceeding their expectations.
Responsibilities:- Prepare detailed financial analysis and credit reports on commercial loan applicants, including income statement and balance sheet analysis.
- Conduct industry research and due diligence to identify potential risks and opportunities associated with each loan application.
- Develop and maintain relationships with clients and other stakeholders to ensure seamless communication and collaboration throughout the loan process.
- Analyze financial statements, cash flow projections, and other relevant data to determine the borrower's ability to repay the loan.
- Evaluate collateral value and risk associated with each loan application.
- Collaborate with internal teams to develop and implement effective credit strategies and policies.
- Bachelor's degree in Finance, Accounting, or related field required.
- A minimum of 5 years of experience in credit analysis or financial analysis, preferably in a banking or financial services environment.
- SAFE Act registration and licensure required.
- Excellent analytical, communication, and problem-solving skills.
- Familiarity with various industries, collateral issues, and values, loan structuring, and guarantor personal financial statements and tax returns.
- Ability to work independently and collaboratively as part of a high-performing team.
The estimated salary for this position is between $74,984 and $120,960 per year, based on a 40-hour workweek and depending on qualifications and location. This job is eligible for bonus and/or commissions.
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