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Senior Personal Banker
2 months ago
At First Federal Savings Bank, our organizational ethos is rooted in a commitment to serve our members and the communities we inhabit, a tradition we've upheld for over a century. In addition to engaging in purposeful work, enjoy a variety of benefits that accompany being part of Idaho's sole mutual bank—where our account holders are our priority.
Eligible employees at First Federal Savings Bank are entitled to paid time off, including vacation, sick leave, and holidays; comprehensive health, dental, and vision insurance; a 401(K) retirement plan; educational support; life insurance; and long-term disability coverage.
Our team members also benefit from paid hours dedicated to community service and can engage in our Pay-It-Forward initiative to contribute positively to the communities we serve. Furthermore, the First Federal Foundation has allocated over $1.4 million to local non-profit organizations since its inception in 2003. For a fulfilling career and the opportunity to be part of a community-oriented team, consider joining us.
Key Responsibilities
- Deliver outstanding customer service.
- Advise on suitable loan products and facilitate consumer loan applications.
- Clarify loan terms and conditions to ensure customer understanding.
- Assist in processing transactions, including deposits, withdrawals, and loan payments.
- Support the Branch Manager with branch certification reviews and audits.
- Handle customer requests, including cash advances, wire transfers, foreign currency exchanges, and monetary instrument purchases.
- Manage customer bank accounts, including account openings, closures, and maintenance.
- Recommend, explain, and present banking services and products to both existing and potential clients.
- Refer customers to in-house financial specialists or relevant bank departments as needed.
- Prepare documentation for opening or closing deposit and consumer loan accounts, ensuring necessary signatures are obtained.
- Process applications for credit cards, safe deposit boxes, and loan requests.
- Verify bank account details upon client request.
- Discuss bank policies and procedures with clients, including any changes that may affect them.
- Resolve client inquiries and complaints effectively.
- Adhere to all bank policies and procedures and comply with audit requirements.
- Perform additional duties as assigned by the Branch Manager.
- Assist with Branch Certifications as outlined in the Retail Operations Manual.
- Provide transaction overrides as necessary.
- Deliver product and customer service training.
- Participate in Branch Security duties as required.
- Assist with branch opening and closing procedures.
- Represent and promote the bank professionally at community events.
(Education requirements may be fulfilled through experience and/or relevant knowledge)
- High School diploma or equivalent.
- Valid driver's license, as travel between branches may be necessary.
- A minimum of one year of retail banking experience with account opening expertise.
Ability to stand and sit for extended periods, requiring close visual acuity and proficiency in operating computer applications and office equipment. Some travel may be necessary for branch or departmental visits. The position is typically situated within a standard office environment.
Preferred Qualifications
- High School diploma or equivalent.
- Valid driver's license, as travel to branches, training sessions, and customer visits may be required.
- Three years of experience in retail banking, with a focus on account opening and consumer lending.