Rural Credit Risk Analyst

4 weeks ago


St Louis, Missouri, United States Rabobank Full time

Rural Credit Risk Intern Job Description

The Rural Credit Risk Intern will be part of the Rural Credit team, working closely with the first line of risk to assess credit risk and ensure adherence to lending policy.

As a key member of the Credit Risk team, you will be responsible for credit approvals, acting as a resource to loan originators in the area of loan policy, risk analysis, credit structure, and terms.

Our team is committed to working with clients to support and ensure the transition to a sustainable food, fiber, and energy supply to meet the needs of our growing planet.

Key Responsibilities:

  • Develop an understanding of loan structures and credit products
  • Direct experience in day-to-day tasks of a Rural Credit Risk team member, including credit analysis, review of loan files, and projects related to credit policy and portfolio monitoring
  • Experience with financial statement analysis, credit analysis, and properly risk rating loans
  • Actively participate in team meetings and work cross-functionally with other areas of the RDS team and participate in loan committees and other aspects of credit risk management

Requirements:

  • Pursuing a Bachelor's degree in Finance, Accounting, Economics, or related business major
  • Junior or senior year standing
  • Have a minimum GPA of 3.0 on a 4.0 scale
  • Possess strong written and oral communication and comprehension skills
  • Proficient in MS Office Suite products
  • Ability to manage time effectively and handle multiple projects at one time
  • Quick learner who can work well in teams, but also a self-starter who can work individually with minimal supervision
  • Some exposure to short and long-term lending concepts and financial spreading is a plus
  • Willingness to travel a potential of 2 weeks during the internship

About Rabobank:

Rabobank is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions.

We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world's leading food and agriculture banks.

We are committed to growing a better world together.



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