Lead Quantitative Risk Analyst

4 weeks ago


San Francisco, California, United States Earnest Current Job Openings Full time

About Earnest Current Job Openings

We are a company that empowers students with financial support and supercharges their ability to pay down their debt, so they can get on the right financial track, fast.

We build tools that help people feel in control of their financial future, including:

  • Private student loans - low rates, people-first service, and flexible payments.
  • Student loan refinancing - break free from high-interest rates or monthly payments.
  • Scholarships - access to thousands of scholarships to help students pay less.

Lead Quantitative Risk Analyst Role

The Lead Quantitative Risk Analyst will report to the Head of Risk.

Key Responsibilities

  • Play a pivotal role in managing and optimizing our loss modeling and underwriting, ensuring frictionless risk optimization to support our strategic goals.
  • Define roadmap and strategy around risk modeling foundation, structure, and backbone of the modeling systems.
  • Lead the quant risk team and collaborate closely with analytics, data science, and cross-functional teams to unlock the full potential of our risk data.

Requirements

  • 2-3 years experience working with Financial Systems and/or Financial Data.
  • 4-6 years of experience in designing and building risk reporting using Snowflake (or other data warehouses) and Looker (or other visualization tools).
  • SQL Expert.

Preferred Qualifications

  • Experience in Fintech.
  • Python Expert.

Work Environment

This role will be based in the San Francisco Bay Area.

We offer a variety of perks and competitive benefits, including:

  • Health, Dental, & Vision benefits plus savings plans.
  • Mac computers + work-from-home stipend to set up your home office.
  • Monthly internet and phone reimbursement.
  • Employee Stock Purchase Plan.
  • Restricted Stock Units (RSUs).
  • 401(k) plan to help you save for retirement plus a company match.
  • Robust tuition reimbursement program.
  • $1,000 travel perk on each Earnie-versary to anywhere in the world.
  • Competitive days of annual PTO.
  • Annual my day.
  • Pet insurance.
  • Competitive parental leave.
  • Plenty of Earnest swag, in-person team gatherings, picnics, celebrations, and plenty of fun virtual events.

Our Commitment to Diversity, Inclusion, Equity, and Belonging

We are committed to building an environment where our employees feel included, valued, and heard.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics.



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