Credit Risk Analyst

4 days ago


Osage Beach, Missouri, United States Central Bancompany Full time
Job Title: Credit Analyst

At Central Bancompany, we are seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will play a critical role in ensuring the creditworthiness of our customers and maintaining the integrity of our loan portfolio.

Key Responsibilities:
  • Develop and analyze credit information for commercial loans, preparing credit reports for loan officers or committees.
  • Maintain control over credit requirements of current accounts, furnishing information relative to credit inquiries.
  • Periodically review all credit, loan, and collateral files to ensure that information is current and report results.
  • Prepare written analyses on large loans, large aggregate lending to one borrower, complex loans, and weak loans.
  • Assist in the preparation of non-conforming loan reports, etc.
Requirements:
  • Bachelor's degree in Accounting, Finance, or Business is preferred, but an equivalent combination of education, training, and experience that provides the required knowledge, skills, and abilities may be substituted.
  • Ability to analyze financial statements and loan risk.
  • Possess good judgment skills, ability to make decisions within prescribed guidelines, research, and solve problems, handle confidential information, and manage multiple tasks.
  • Excellent verbal, listening, and communication skills.
  • Strong organizational skills and attention to detail.
Working Conditions:

The work is normally performed in a typical interior/office work environment. The individual experiences little discomfort from noise, dust, or other factors.



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