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Senior Credit Analyst

2 months ago

Philadelphia, Pennsylvania, United States GM Financial Full time
About the Role

The Senior Credit Analyst is a key member of our team, responsible for analyzing credit risks and making informed decisions to approve or deny credit extensions to potential customers. This role requires strong analytical and problem-solving skills, as well as excellent communication and negotiation skills.

Key Responsibilities
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny credit extensions within set credit authority established by senior management and State/Federal laws
  • Develop and maintain relationships with automobile dealers to ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance
  • Ensure compliance with applicable policies and procedures
  • Collaborate with other departments to maximize efficiency within the company
Requirements
  • High School Diploma or equivalent required
  • Bachelor's Degree preferred
  • 2-3 years of relevant experience preferred
What We Offer

At GM Financial, we offer a competitive pay and bonus eligibility, as well as a generous benefits package, including 401K matching, bonding leave for new parents, tuition assistance, and training opportunities. Our team members define and shape our culture, an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging.