Mortgage Loan Originator
4 weeks ago
U.S. Bank is seeking a skilled Mortgage Loan Originator to join our team. As a key member of our mortgage lending team, you will be responsible for originating mortgage loans in an assigned non-bank territory. This role requires strong sales and communication skills, as well as the ability to work independently and analyze financial information.
Key Responsibilities- Originate mortgage loans in an assigned non-bank territory
- Take applications and conduct preliminary underwriting reviews
- Submit loan applications to processing and underwriting for approval
- Follow up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking experience
- Ability to travel
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state and national laws
- Ability to work independently and analyze financial information
- Effective verbal and written communication skills
U.S. Bank offers a comprehensive benefits package, including health insurance, basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation, up to 11 paid holiday opportunities, adoption assistance, and sick and safe leave accruals.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status.
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