Mortgage Loan Originator

4 weeks ago


Charlotte, North Carolina, United States U.S. Bank Full time
Job Summary

U.S. Bank is seeking a skilled Mortgage Loan Originator to join our team. As a key member of our mortgage lending team, you will be responsible for originating mortgage loans in an assigned non-bank territory. This role requires strong sales and communication skills, as well as the ability to work independently and analyze financial information.

Key Responsibilities
  • Originate mortgage loans in an assigned non-bank territory
  • Take applications and conduct preliminary underwriting reviews
  • Submit loan applications to processing and underwriting for approval
  • Follow up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner
Requirements
  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state and national laws
  • Ability to work independently and analyze financial information
  • Effective verbal and written communication skills
Benefits

U.S. Bank offers a comprehensive benefits package, including health insurance, basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation, up to 11 paid holiday opportunities, adoption assistance, and sick and safe leave accruals.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status.



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