Current jobs related to Commercial Lender - Topeka, Kansas - Equity Bank

We are seeking a highly motivated and experienced Commercial Lender to join our team at Equity Bank. As a Commercial Lender, you will be responsible for managing and servicing commercial customer relationships, enhancing client relationships through regular contact, and demonstrating a high level of customer service and understanding of their business and risk profile.

1. Customer Service
   • Manage and service commercial customer relationships as assigned.
   • Enhance client relationships through regular contact, providing a high level of customer service and demonstrating an understanding of their business and risk profile.
   • Retain clients with acceptable risk profiles.
   • Demonstrate an understanding, concurrence, and commitment to bank policies and procedures when managing client relationships.
2. Productivity
   • Meet or exceed loan, fee income, and deposit growth goals as agreed and assigned annually.
   • Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships.
   • Develop and maintain comprehensive knowledge of all commercial products, including loans, treasury management, trade service products, and deposits, to facilitate cross-selling and enhance the client experience.
   • Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank.
   • Maintain and monitor annual personal plan for growth goals and objectives.
   • Maintain an active calling program for new business development, which includes proper planning.
3. Profitability
   • Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually.
   • Meet or exceed the financial goals set by the bank annually, specifically to optimize loan pricing, fee income, and deposit rates.
   • Action-oriented, driving to deliver results that meet or exceed financial goals set for the individual and the bank.
4. Credit Quality/Credit Administration
   • Maintain acceptable levels of delinquencies/past dues, non-performing loans, and criticized/classified assets as defined by the bank annually.
   • Demonstrate strong credit skills in analyzing credit risk within the underwriting process, gathering complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned.
   • Communicate potential credit downgrades in a timely and effective manner.
   • Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually.
5. Quality of Work
   • Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management.
   • Exhibit solid time management skills, organization, planning, and priority setting in carrying out day-to-day responsibilities for customer management and business development.
   • Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management.
   • Exhibit strong problem-solving skills by providing effective solutions; look beyond the obvious.
6. Interpersonal Skills/Cooperation
   • Exhibit strong interpersonal skills, including a cooperative spirit, positive attitude in all interpersonal relationships with coworkers, managers, and subordinates.
   • Contribute to a professional working environment with respect to individual roles and responsibilities. Communicate problems and concerns in a respectful and constructive way.
   • Demonstrate respect and observe rules and act in an ethical manner.
   • Build rapport with customers through approachability and a dedication to meeting their expectations and requirements.
   • Regular and reliable attendance.

• Bachelor's Degree, equivalent experience may apply.
• Excellent interpersonal skills and professional manner.
• Computer skills, especially the ability to work in Windows-based systems.
• Maintain a working understanding of and comply with banking regulations, bank policies, and procedures.