Loan Officer/Consultant
1 month ago
Union Pacific Streamliner Federal Credit Union is seeking a skilled professional to join our team as a Loan Officer. This role is responsible for assisting the Consumer Lending Manager in managing the daily and strategic activities of the Credit Union's Lending Department.
The ideal candidate will have a strong understanding of lending policies, product pricing, and financial services. They will be able to discuss all loan alternatives and financial products with members, process loan information, and conduct loan closings and disbursals according to Credit Union policies and procedures.
The successful candidate will also be responsible for processing daily financial transactions, handling member inquiries, and maintaining accurate records. They will work in a fast-paced, team-oriented environment and be able to handle problem-solving, accuracy, and attention to detail.
Key Responsibilities:
- Process consumer and home-equity loan applications
- Secure signatures to protect liens, notes, and security agreements
- Coordinate accounting reconciliation of loan fees collected
- Conduct audits of member loan files and lending general ledger accounts
- Collection management activities as assigned by the Consumer Lending Manager and CEO
Requirements:
- Associate or bachelor's degree preferred
- Strong communication skills and ability to ask questions that solicit information
- Demonstrated experience in evaluating consumer credit reports and providing underwriting recommendations
- Ability to work in a sales and service culture and effectively prospect new business
- Self-starter with strong motivation to provide quality customer service
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