Portfolio Management Specialist
3 weeks ago
Austin Bank is seeking a skilled Portfolio Manager to join our team. As a Portfolio Manager, you will be responsible for managing client relationships, ensuring compliance with regulatory requirements, and providing exceptional customer service.
Key Responsibilities
- Manage client relationships and ensure portfolio administration and risk management are in compliance with established Austin Bank credit policy, procedure, and business strategy.
- Partner with the Relationship Manager to act as a liaison to the Credit Department, Real Estate Valuation Department, and other internal business partners.
- Maintain portfolio quality by effectively managing past dues, overdrafts, insurance, policy exceptions, ticklers, covenants, loan agreements, borrowing bases, and n-drives.
- Assist lenders with obtaining financial information and other required documentation.
- Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
- Make presentations on specific loans and participate in the bank's Loan Approval Process, recommending approval and appropriate structure of credits.
- Assist with the preparation of cashflows and spreads for relationships under $500,000.
- Backup for Credit Analyst Department when needed.
- Perform periodic review and files updates, purging when necessary.
- Review Appraisals.
- Review loan documents prior to closing.
- Attend loan closings and meetings with customers.
- Perform Inspections.
- Responsible for identifying cross sales opportunities of all bank products, including Treasury Management and Austin Bank Financial Services.
- Participate in community and business functions/groups to ensure a positive image for the bank.
- Attend scheduled planning sessions.
Requirements
- Superior customer service skills.
- Ability to build strong relationships with clients and internal stakeholders.
- Strong analytical and problem-solving skills.
- Excellent communication and presentation skills.
- Ability to work in a fast-paced environment and prioritize multiple tasks.
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