Mortgage Loan Originator

3 days ago


Minneapolis, Minnesota, United States U.S. Bank Full time
Job Summary

U.S. Bank is seeking a highly skilled Mortgage Loan Originator to join our team in St. Cloud. As a Mortgage Loan Originator, you will be responsible for originating mortgage loans in an assigned metropolitan territory. This role requires strong sales and communication skills, as well as the ability to work independently and analyze financial information.

Key Responsibilities
  • Originate mortgage loans in an assigned metropolitan territory
  • Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval
  • Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
  • Customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
Requirements
  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
Preferred Skills
  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
  • Ability to work independently
  • Ability to analyze financial information
  • Excellent verbal and written communication skills
Benefits
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Equal Employment Opportunity

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.



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