Mortgage Loan Underwriter II Position
3 weeks ago
About the Role:
The Home Loan Underwriter II is a key position at Gesa Credit Union, responsible for making quality loan decisions on residential mortgage loans in accordance with company and agency standards.
This individual will be member-focused, offering alternative solutions to meet the members' financial needs. The role may involve several types of mortgage lending, including Conventional, Portfolio, and Home Equity.
Key Responsibilities:
- Analyze income, credit, assets, and loan application according to company and agency underwriting guidelines to produce a sound credit decision.
- Comply with TRID, Ability to Repay/Qualified Mortgage rule, and other compliance regulations.
- Ensure loan origination system reflects accurate loan data.
- Perform a thorough analysis of collateral to ensure property meets company and agency guidelines and the appraisal quality and completeness is acceptable.
- Work in tandem with production and operations staff to address loan conditions, questions, issues, and problem-solve.
- Collaborate with management on counter offers and exceptions.
- Issue denials, suspensions, and counteroffers.
- Maintain ongoing knowledge of company and agency guidelines, updates, and trends.
- Manage a pipeline and achieve production and turn-time standards set forth by management.
Requirements:
- High school diploma or equivalent completion of specialized course of study, training, and experience.
- Minimum of 2 years of relevant mortgage loan underwriting experience required.
- One year experience in correspondent lending preferred.
- Experience with loan origination software, electronic file storage systems, and AUS required.
- Proficient with standard Microsoft Office Suite.
- Some travel is required to achieve training and business objectives.
- Valid Driver's License is required.
What We Offer:
- Competitive Pay
- Medical, Dental, Vision, and Life Insurance
- 20 days/year accrual of Paid Time Off - Plus 10 Paid Holidays
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
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Mortgage Loan Underwriter II Position
4 weeks ago
Columbia, South Carolina, United States Gesa Credit Union Full timeJob Title: Mortgage Loan Underwriter II PositionJob Summary:We are seeking an experienced Mortgage Loan Underwriter II to join our team at Gesa Credit Union. As a Mortgage Loan Underwriter II, you will be responsible for making consistent quality loan decisions on residential mortgage loans in accordance with company and agency standards.Key...
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Home Loan Underwriter II Position
4 weeks ago
Columbia, South Carolina, United States Gesa Credit Union Full timeJob Summary:The Home Loan Underwriter II is a key role at Gesa Credit Union, responsible for making quality loan decisions on residential mortgage loans in accordance with company and agency standards. This position requires a high level of accuracy and attention to detail, as well as effective communication and interpersonal skills.Key Responsibilities:•...
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