Senior Commercial Credit Analyst

2 weeks ago


Norwich, Connecticut, United States gpac Full time
Sr Commercial Credit Analyst Job Description

GPAC is seeking a highly skilled Sr Commercial Credit Analyst to support our lenders in underwriting requests for credit extensions to new and existing commercial clients. As a key member of our team, you will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee, and ensure compliance with our credit policies and procedures.

Key Responsibilities:
  • Analyze financial data and prepare written reports evaluating the short and long-term prospects of individual or company borrowers.
  • Make recommendations to Loan Officers on loan granting or denying and prepare sufficient information to document recommendations.
  • Identify and interpret trends in financial data, including key financial ratios such as cash flow to debt service and debt-to-equity.
  • Provide thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggest a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinate specific work tasks within the department to ensure smooth and efficient information flow.
  • Provide assigned reports and perform annual review of loan relationships.

Requirements:

  • 2+ years experience in a bank as a Credit Analyst.

GPAC is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are committed to delivering the right solutions at the right time.



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