Senior Commercial Credit Analyst

5 days ago


Norwich, Connecticut, United States Gpac Full time
Job Summary

The Senior Commercial Credit Analyst will play a key role in supporting the lenders in underwriting requests for credit extensions to new and existing commercial clients. This involves performing detailed financial analysis for all lending opportunities, preparing credit approval and modification requests for presentation to the Loan Committee, and ensuring compliance with the Bank's credit policies and procedures.

Key Responsibilities
  • Analyze financial data and prepare written reports evaluating the short and long-term prospects of individual or company borrowers.
  • Make recommendations to Loan Officers on the granting or denying of loans and prepare sufficient information to document recommendations.
  • Identify and interpret trends in financial data, including key financial ratios such as cash flow to debt service and debt-to-equity.
  • Provide thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggest a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinate specific work tasks within the department to ensure the smooth and efficient flow of information.
  • Prepare assigned reports and perform annual review of loan relationships.

This role requires 2+ years of experience in a bank as a Credit Analyst. If you are a motivated and detail-oriented professional looking to advance your career in commercial lending, please submit your application.



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