Senior Financial Analyst
14 hours ago
Job Title: Senior Financial Analyst - Portfolio Credit Specialist
Location: Assumed Location of Farmers State Bank
Job Type: Full-time
Job Description:At Farmers State Bank, we're seeking a highly skilled Senior Financial Analyst to join our team as a Portfolio Credit Specialist. As a key member of our credit department, you'll play a vital role in analyzing financial data to extend credit to new or existing customers.
Key Responsibilities:
- Analyze financial statements, including performance ratios, to develop a comprehensive assessment of borrowers' historical operating performance.
- Prepare detailed written analysis, including:
- Credit investigation of the borrower and guarantors
- Economic and market conditions affecting the company, industry, and market areas
- In-depth historical financial analysis, including communication with the borrower's accountant to gain insight into accounting practices
- In-depth projections of the borrower's financial statements to evaluate future debt service ability and cash flow
- In-depth analysis of the bank's collateral position
- In-depth analysis of secondary sources of repayment
- In-depth analysis of a guarantor's financial position
Requirements:
- Bachelor's degree in Business Administration with an emphasis in Finance or Accounting preferred
- 2+ years of banking experience preferred, but not required
- Experience working in a professional environment a plus
Salary: The salary for this position is estimated to be between $65,000 and $90,000 per year, based on the title, job description, and location.
Benefits: Farmers State Bank offers a comprehensive benefits package, including medical, dental, and vision coverage, 401(k) matching, and paid time off.
How to Apply: If you're a motivated and detail-oriented individual with a passion for financial analysis, please submit your application, including your resume and cover letter, to Assumed HR Email.
We're an equal opportunity employer and welcome applications from diverse candidates. We're committed to creating an inclusive work environment that values diversity, equity, and inclusion.
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