Underwriter IV

At The PNC Financial Services Group, Inc, we are committed to delivering exceptional customer experiences and fostering a culture of inclusivity and accessibility. As an Underwriter IV, you will play a critical role in our Agency organization, working independently with minimal oversight to exercise exception and elevated approval authority.

• Prepare offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned.
• Interact with internal/external customers, providing recommendations for credit structuring and serving as a subject matter expert for certain asset classes.
• Using independent judgment to identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties.
• Perform ongoing credit risk management for assigned portfolio, coaching and/or reviewing the work of other underwriters, and filling in for manager as required.
• Contact internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect, or missing information.

• Intimate knowledge of Fannie Mae Multifamily Affordable Housing and Freddie Mac Targeted Affordable Housing products.
• University/college degree, with 5 years of industry-relevant experience.
• Specific certifications are often required.

• Comprehensive range of benefits, including medical/prescription drug coverage, dental and vision options, employee and spouse/child life insurance, short and long-term disability protection, 401(k) with PNC match, pension, and stock purchase plans.
• Dependent care reimbursement account, back-up child/elder care, adoption, surrogacy, and doula reimbursement, educational assistance, and a robust wellness program with financial incentives.
• Maternity and/or parental leave, up to 11 paid holidays each year, 8 occasional absence days each year, between 15 to 25 vacation days each year, depending on career level, and years of service.

The PNC Financial Services Group, Inc is an equal employment opportunity employer and provides reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.