Senior Insurance Credit Risk Analyst

3 days ago


Marquand, Missouri, United States Mitchell Martin Full time
{"Key Responsibilities": "Financial Analysis & Reporting

As a Senior Insurance Credit Analyst at Mitchell Martin, you will be responsible for conducting in-depth credit analyses to assess and monitor the financial health of insurance companies and non-depository members. You will utilize tools and sources such as S&P Market Intelligence, quarterly statutory financial reports, Bloomberg, SEC filings, business plans, annual reports, and confidential regulatory examination reports to support and inform credit risk-related decisions.

  • Credit Analysis: Conduct thorough credit analyses to evaluate the financial health of insurance companies and non-depository members.
  • Supplemental Reviews: Regularly review and monitor the financial status of Supplemental Mortgage and Private Mortgage Insurers engaged by the Mortgage Purchase Department as needed.
  • Financial Research & Reporting: Develop and interpret reports to support ERM management in making informed decisions related to lending, collateral, and underwriting risks for insurance companies and non-depository members, ensuring compliance with regulatory credit risk parameters.
  • Data Optimization: Retrieve and enhance data from automated sources such as S&P Market Intelligence, Bloomberg, and various Bank systems for accurate reporting and compliance.
Position Requirements

To be successful in this role, you will need:

  • Education: A Bachelor's degree in Business Administration, Finance, Economics, Accounting, or a related field. An advanced degree (Master's level or higher) in a business-related field and/or professional certifications (CPA or CFA) along with relevant work experience are strongly preferred.
  • Experience: At least 5 years of experience in the life insurance industry, with a strong understanding of insurance statutory financial statements and the regulatory landscape. Experience with insurance examinations is highly desirable.
  • Skills: Exceptional analytical and communication skills with a keen eye for detail. Proficiency in Microsoft Office Suite (Word, Excel, Access) is required. Experience with data analysis tools such as Python and Power BI is preferred.
"}

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