Senior Commercial Credit Officer

3 weeks ago


New York, New York, United States Citizens Financial Group, Inc. Full time
Job Summary

Citizens Financial Group, Inc. is seeking a highly skilled Commercial Credit Officer to join our team. As a key member of our Commercial Banking organization, you will be responsible for analyzing and structuring credit transactions, identifying and mitigating risk, and making informed credit decisions.

Key Responsibilities
  • Develop and maintain a deep understanding of our customers' businesses and industries to identify credit opportunities and mitigate risk.
  • Analyze financial statements, credit reports, and other data to assess creditworthiness and make informed lending decisions.
  • Collaborate with cross-functional teams to develop and implement credit strategies that align with our business objectives.
  • Provide exceptional customer service and build strong relationships with our customers to drive business growth and retention.
  • Stay up-to-date on market trends, economic conditions, and regulatory requirements to ensure our credit decisions are informed and compliant.
Requirements
  • 10+ years of experience in commercial credit banking, with a strong background in credit analysis, risk management, and lending.
  • Proven track record of making informed credit decisions and mitigating risk in a dynamic and fast-paced environment.
  • Excellent analytical, communication, and interpersonal skills, with the ability to build strong relationships with customers, colleagues, and stakeholders.
  • Strong knowledge of financial markets, economic conditions, and regulatory requirements, with the ability to stay up-to-date on industry trends and developments.
  • Ability to work independently and as part of a team, with a strong focus on collaboration and communication.
What We Offer
  • Competitive salary and bonus structure.
  • Comprehensive benefits package, including medical, dental, and vision coverage.
  • Retirement savings plan and education reimbursement program.
  • Flexible work arrangements and paid time off.
  • Opportunities for professional growth and development, with a focus on career advancement and leadership development.


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