Current jobs related to Mortgage Financing Specialist - Claymont, Delaware - THRIVE

Position Overview:
At Thrive Recruiting, we are dedicated to connecting exceptional talent with outstanding opportunities. We are seeking a knowledgeable and driven Mortgage Loan Originator to join our team.

Key Responsibilities:
As a Mortgage Loan Originator, you will:
1. Assess initial loan applications and supporting documentation to determine creditworthiness and repayment capacity.
2. Conduct preliminary evaluations of applicants' credit and income, ensuring accurate communication of decisions to applicants.
3. Clearly convey essential origination timelines, product details, pricing structures, and underwriting prerequisites to all applicants.
4. Make proactive outbound calls to applicants, assisting them in gathering necessary documentation to facilitate the loan process towards funding.
5. Keep applicants informed about suspense, loan approvals, or declines throughout the process.
6. Collaborate with realtors, builders, mobile signers, and other stakeholders to streamline the loan process.
7. Oversee the loan workflow to guarantee timely communication of initial disclosures, re-disclosures due to changed circumstances, and closing documents.
8. Continuously enhance sales and customer service skills through ongoing training.
9. Strive to maximize the number of qualified loans funded each month.
10. Diligently follow up on all leads provided to you, working with a sense of urgency.

Qualifications:
The ideal candidate will possess:
- A professional demeanor and a strong work ethic, with the ability to build and maintain relationships with applicants throughout the loan process.
- A results-driven mindset, thriving in a high-performance commission-based environment.
- Excellent verbal and written communication skills.
- Experience in financial services and sales, particularly in call center settings.
- Strong time management skills and the ability to prioritize tasks effectively.
- Proficiency in MS Office and a solid understanding of internet applications.
- Exceptional telephone communication skills, both verbal and written.
- The ability to learn and navigate various systems and workflows efficiently.
- A calm demeanor under pressure, managing stressful situations effectively.
- Self-motivation and the ability to work independently while managing multiple tasks.
- Outstanding organizational and prioritization skills.

Minimum Knowledge, Skills, and Abilities:
- 2 to 4 years of successful loan origination experience, preferably in residential mortgages.
- Strong understanding of federal, state, and regulatory mortgage lending requirements.
- Comprehensive knowledge of mortgage products, pricing, and underwriting guidelines.
- Proven consultative sales skills within a mortgage sales environment.
- Experience in high-volume transaction processing with a focus on accuracy and attention to detail.

Education Requirements:
- Must be registered with the Nationwide Mortgage Licensing System (NMLS) and have successfully passed the required exams, with a willingness to obtain additional state licenses as needed.

Benefits:
- Enjoy catered lunches, a fully stocked kitchen, and a subsidized gym membership.
- Competitive salary packages and performance bonuses.
- Flexible vacation policy to promote work-life balance.
- Comprehensive health, vision, dental, and life insurance, including disability benefits.
- 100% coverage of health, vision, and dental premiums for employees and their dependents.
- 401(k) plan with retirement planning education.
- Tuition reimbursement for approved programs, up to $5,250 annually.
- Monthly contribution to assist with student loan repayment.

Job Type:
Full-time

Required Education:
Bachelor's Degree

Required Experience:
- Mortgage Loan Originator: 2 years
- Call Center: 1 year

All information will be kept confidential according to EEO guidelines.

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