Senior Credit Risk Specialist

7 days ago


Étreux, Hauts-de-France, United States Crowe Full time
Job Summary

Crowe seeks a seasoned Senior Credit Risk Specialist to join our team in performing credit risk consulting projects for financial institutions. As a key member of our team, you will be responsible for providing loan review services and other consulting engagements on credit-related matters.

About the Role

In this role, you will work closely with clients to prepare detailed financial analysis, including cash flow models and collateral evaluations, to identify potential credit risks. You will also evaluate commercial loan requests to ensure adherence to bank policies and procedures. Additionally, you will analyze and conduct systematic loan reviews to assess the adequacy of credit quality, loan documentation, credit administration, and compliance with established policies.

Key Responsibilities
  • Provide loan review services and consulting engagements on credit-related matters
  • Prepare detailed financial analysis to identify potential credit risks
  • Evaluate commercial loan requests for adherence to bank policies and procedures
  • Analyze and conduct systematic loan reviews to assess credit quality and compliance
Requirements

To be successful in this role, you will need a Bachelor's degree in Finance, Accounting, or Economics, or an equivalent combination of education and experience. You should have at least 3 years of experience working in financial institutions or regulatory supervisory institutions. A graduate degree or professional certification is a plus.

You will also need strong analytical and communication skills, with the ability to write and present clear and concise reports. Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus.

Preferred Qualifications
  • Experience with a variety of loan products and industries
  • Working knowledge of SBA SOP is a plus
  • Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation
  • Thorough knowledge of federal and state banking laws related to credit risk
Salary Range

We offer a competitive salary range of $85,000 - $110,000 per year, depending on experience. This position is located in the United States, and we expect the candidate to travel occasionally.



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