Mortgage Loan Originator

6 days ago


Gainesville, Florida, United States American Neighborhood Mortgage Acceptance Company LLC Full time
Job Title: External Mortgage Loan Originator

We are seeking a highly motivated and experienced External Mortgage Loan Originator to join our team at AnnieMac Home Mortgage. As an External Mortgage Loan Originator, you will be responsible for establishing referral source relationships and generating a steady flow of loan volume from real estate brokers and other external sources.

Key Responsibilities:
  • Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business.
  • Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
  • Regularly participate in mortgage sales, including attending closings and open houses, and conducting seminars and other lead-generating activities.
  • Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
  • Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
Requirements:
  • Must have appropriate state license or certificate (varies by state).
  • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
  • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
  • Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.).
  • Must have excellent communication skills and the ability to analyze financial information.
  • Must be a sales-oriented self-starter.
Work Environment/Physical Demands:

Travel is required 80% of the time.

***AnnieMac Home Mortgage is an Equal Opportunity Employer***



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