Commercial Lender

We are seeking a highly skilled Commercial Lender to join our team at Equity Bank. As a Commercial Lender, you will be responsible for managing and servicing commercial customer relationships, enhancing client relationships through regular contact, and demonstrating a high level of customer service and understanding of their business and risk profile.

• Manage and service commercial customer relationships as assigned.
• Enhance client relationships through regular contact, providing a high level of customer service and demonstrating an understanding of their business and risk profile.
• Retain clients with acceptable risk profiles.
• Demonstrate an understanding, concurrence, and commitment to bank policies and procedures when managing client relationships.
• Meet or exceed loan, fee income, and deposit growth goals as agreed and assigned annually.
• Monitor market conditions and competitor impacts in order to maintain competitive and profitable relationships.
• Develop and maintain comprehensive knowledge of all commercial products, including loans, treasury management, trade service products, and deposits, to facilitate cross-selling and enhance the client experience.
• Demonstrate a strong understanding and working knowledge of loan documentation in order to mitigate risk to the bank.
• Maintain and monitor annual personal plan for growth goals and objectives.
• Maintains an active calling program for new business development, which includes proper planning.
• Demonstrate effective behavior in maximizing customer profitability to meet EPS hurdles as defined by the bank annually.
• Meet or exceed the financial goals set by the bank annually, specifically to optimize loan pricing, fee income, and deposit rates.
• Action-oriented, driving to deliver results that meet or exceed financial goals set for the individual and the bank.
• Maintain acceptable levels of delinquencies/past dues, non-performing loans, and criticized/classified assets as defined by the bank annually.
• Demonstrate strong credit skills in analyzing credit risk within the underwriting process, gathering complete and adequate facts/information needed to understand and assess risk, while meeting deadlines as assigned.
• Communicate potential credit downgrades in a timely and effective manner.
• Maintain credit and documentation exceptions within acceptable standards as defined and set by the bank annually.
• Demonstrate consistent quality of work product within the context of ongoing credit analysis and risk management.
• Exhibits solid time management skills, organization, planning, and priority setting in carrying out day-to-day responsibilities for customer management and business development.
• Demonstrate sound business acumen and technical knowledge for underwriting and ongoing risk management.
• Exhibit strong problem-solving skills by providing effective solutions, looking beyond the obvious.
• Exhibit strong interpersonal skills, including a cooperative spirit, positive attitude in all interpersonal relationships with co-workers, managers, and subordinates.
• Contribute to a professional working environment with respect to individual roles and responsibilities.
• Communicate problems and concerns in a respectful and constructive way.
• Demonstrate respect and observe rules and act in an ethical manner.
• Build rapport with customers through approachability and a dedication to meeting their expectations and requirements.

• Bachelor's Degree, equivalent experience may apply.
• Excellent interpersonal skills and professional manner.
• Computer skills, especially the ability to work in Windows-based systems.
• Maintain a working understanding of and comply with, banking regulations, bank policies, and procedures.

• Competitive compensation and benefits.
• Opportunities for personal and professional growth.
• A dynamic and supportive work environment.
• Recognition and rewards for outstanding performance.

At Equity Bank, we are committed to providing our employees with a positive and supportive work environment. We offer a range of benefits and opportunities for growth and development. Our team is dedicated to delivering exceptional customer service and building strong relationships with our clients. If you are a motivated and talented individual who is passionate about serving others, we encourage you to apply for this exciting opportunity.