Government Underwriter
4 days ago
JMAC Lending is a leading provider of mortgage lending solutions, with over 25 years of experience in the industry. Our company prides itself on its innovative products, outstanding service, and commitment to supporting our partners in growing their businesses.
The OpportunityWe are seeking a skilled Government Underwriter to join our team. As a Government Underwriter, you will be responsible for reviewing and evaluating information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. You will work independently or as part of a team, using critical thinking skills and excellent written and verbal communication skills to render a decision within company guidelines and communicate the decision to all applicable parties.
Key Responsibilities- Review credit documents in accordance with JMAC, FHA, and VA guidelines.
- Review borrower's income and assets in accordance with JMAC, FHA, and VA guidelines.
- Review subject property title and appraisal in accordance with JMAC, FHA, and VA guidelines.
- Make loan decisions independently (Approve or Decline).
- Sign off on conditions.
- Verify the consistency of information throughout the file.
- Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms.
- Complete assigned files within established turn times.
- Maintain communication and customer service with file contacts throughout the loan process.
- At least 2 years of recent experience as a DE and SAR Underwriter.
- A minimum of 2 years of recent expertise in FHA and VA lending.
- A thorough understanding of current FHA and VA guidelines.
- Familiarity with federal and state regulations in the mortgage banking sector (including TRID, ECOA, Fair Lending, etc.) is essential.
- Proficient knowledge of DU/LP/TOTAL Scorecards is required.
- Excellent communication skills with the ability to engage effectively with brokers.
- Comprehensive Health Care Plan (including Medical, Dental, & Vision)
- Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
- Generous Paid Time Off (for Vacation & Holidays)
- Secure Retirement Plan (401k)
- Short-Term & Long-Term Disability Coverage
- Family Leave Benefits
- Access to Wellness Resources
JMAC Lending is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
-
Government Underwriter
3 weeks ago
Costa Mesa, California, United States JMAC Lending Full timeThe OpportunityWe are seeking a skilled Government Underwriter to join our team at JMAC Lending. As a key member of our underwriting team, you will be responsible for reviewing and evaluating information on mortgage loan documents to determine if the borrower, property, and transaction meet our guidelines.With over $20 billion in mortgage loans funded, we...
-
Government Underwriter
2 weeks ago
Costa Mesa, California, United States JMAC Lending Full timeThe Opportunity:We are seeking a skilled Government Underwriter to join our team at JMAC Lending. As a key member of our underwriting team, you will be responsible for reviewing and evaluating information on mortgage loan documents to determine if the borrower, property, and transaction meet our guidelines. With over $20 billion in mortgage loans funded, we...
-
Government Underwriter Position
3 days ago
Costa Mesa, California, United States JMAC Lending Full timeAbout JMAC LendingJMAC Lending is a leading company in the mortgage industry, with over 25 years of experience. We pride ourselves on our innovative products, outstanding service, and commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender...
-
Government Underwriter
4 weeks ago
Costa Mesa, California, United States JMAC Lending Full timeThe Opportunity:We are seeking a highly skilled Mortgage Loan Review Specialist to join our team at JMAC Lending. As a key member of our underwriting team, you will be responsible for reviewing and evaluating information on mortgage loan documents to determine if the borrower, property, and transaction meet our company's guidelines.Key...
-
Government Underwriter
3 months ago
Costa Mesa, United States JMAC Lending Full timeThe Opportunity:The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Conventional / Government underwriter is responsible for rendering a decision within...
-
Government Underwriter
3 months ago
Costa Mesa, United States JMAC Lending Full timeThe Opportunity: The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Conventional / Government underwriter is responsible for rendering a decision within...
-
Government Underwriter
1 week ago
Costa Mesa, United States JMAC Lending Full timeAbout JMAC Lending: With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the...