Government Underwriter

The Opportunity:

We are seeking a highly skilled Mortgage Loan Review Specialist to join our team at JMAC Lending. As a key member of our underwriting team, you will be responsible for reviewing and evaluating information on mortgage loan documents to determine if the borrower, property, and transaction meet our company's guidelines.

Key Responsibilities:

• Review credit documents in accordance with our company's guidelines, as well as FHA and VA regulations.
• Review borrower's income and assets to ensure compliance with our company's guidelines and regulatory requirements.
• Review subject property title and appraisal to ensure accuracy and compliance with our company's guidelines.
• Make loan decisions independently, approving or declining loan applications based on our company's guidelines and regulatory requirements.
• Sign off on conditions and verify the consistency of information throughout the file.
• Utilize various systems, including FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS, to complete, correct, or verify the validity of required forms.
• Complete assigned files within established turn times and maintain communication with file contacts throughout the loan process.
• Other duties as assigned.

Requirements:

• Minimum 2 or more years of recent experience as a DE and SAR Underwriter.
• Minimum 2 or more years of recent experience in FHA and VA.
• Comprehensive understanding and knowledge of current FHA and VA guidelines.
• Basic knowledge of federal and state laws pertaining to the mortgage-banking industry, including TRID, ECOA, and Fair Lending.
• DU/LP/TOTAL Scorecard knowledge required.
• Strong communication skills and ability to effectively interact with brokers.
• 6 months or more experience with USDA/RD is preferred, but not required.

Benefits:

• Health Care Plan (Medical, Dental & Vision)
• Life Insurance (Basic, Voluntary & AD&D)
• Paid Time Off (Vacation & Holidays)
• Retirement Plan (401k)
• Short Term & Long Term Disability
• Family Leave
• Wellness Resources

About JMAC Lending:

JMAC Lending is a leading provider of mortgage lending solutions, with over 20 years of experience in the industry. We are committed to delivering exceptional service and support to our clients, while maintaining the highest level of integrity and professionalism. Our team is dedicated to helping our partners grow their business and achieve their goals.

Equal Employment Opportunity:

JMAC Lending is an Equal Employment Employer, committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, religion, sex, sexual orientation, gender identity, or national origin.