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Credit Analyst
2 months ago
We are seeking a highly skilled Credit Analyst to join our team at Bank of George. As a Credit Analyst, you will play a critical role in supporting our business growth by analyzing credit information, underwriting loans, and promoting business relationships with our customers.
Key Responsibilities- Financial Analysis: Gather and analyze credit information, financial statements, and other relevant data to determine creditworthiness and make informed lending decisions.
- Loan Underwriting: Evaluate loan applications, assess credit risk, and recommend loan approvals or denials.
- Customer Relationships: Develop and maintain strong relationships with customers, business partners, and other stakeholders to promote business growth and customer satisfaction.
- Financial Reporting: Prepare and present financial reports, credit memos, and other documentation to support lending decisions and business operations.
- Compliance: Ensure adherence to regulatory requirements, bank policies, and procedures related to lending and credit risk management.
- Training and Development: Participate in training and development programs to enhance skills and knowledge in credit analysis, lending, and risk management.
- Education: Bachelor's degree in Finance, Accounting, Business Administration, or related field.
- Experience: 2+ years of experience in credit analysis, lending, or related field.
- Skills: Advanced knowledge of financial analysis, lending products, and risk management; excellent communication, organizational, and time management skills.
- Software: Proficient in Microsoft Office, particularly Excel, and other financial software applications.
Bank of George is a community bank dedicated to providing exceptional customer service and supporting the financial needs of small and medium-sized businesses, high net worth individuals, professionals, and investors. We offer a full range of commercial banking services, including lending, deposit products, and cash management solutions.