Senior Mortgage Loan Closer

5 days ago


Houston, Texas, United States Premier America Credit Union Full time
About the Role:
As a Senior Mortgage Loan Closer, you will play a crucial part in providing exceptional service to our members by ensuring timely and accurate loan closings. With a strong background in mortgage lending, you will be responsible for coordinating loan closing packages, preparing related documentation, and performing settlement functions associated with residential mortgage loans. Your expertise will also include maintaining records of activity, preparing reports as required, and ensuring that all escrow accounts are current.

Key Responsibilities:
* Coordinate and prepare loan closing packages to ensure compliance with regulations, insurance, and guarantee functions
* Assist with preparation of loan files to be sent to outside servicers and 3rd party QC vendors
* Complete loan boarding on core systems and initiate funding and wire transfers as required
* Identify and resolve conflicting information prior to loan settlement
* Maintain accurate records of activity and prepare related reports as required
* Ensure timely payment of associated billings and review Initial and Final CD's for accuracy and compliance

What We're Looking For:
A minimum of three years of mortgage loan funding or processing experience, or equivalent. Strong organizational and time management skills, excellent oral and written communication skills, thorough knowledge of Credit Union products, services, and policies, and proficiency in Mortgage Cadence or other Mortgage lending software are required. The ideal candidate will have a minimum of three years of experience closing/funding residential mortgage loans and possess excellent working knowledge of 2015 RESPA-TILA (TRID) regulations.

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