Senior Insurance Underwriter

4 days ago


Charlotte, North Carolina, United States Selective Insurance Full time
About Selective Insurance

Selective Insurance is a leading property and casualty insurance company with a strong history of financial performance. We're committed to empowering our employees to be their unique selves and contribute their diverse talents to our shared success.

Job Summary

We're seeking a Senior Underwriter/Underwriter to handle the daily service demands of our agents, requiring a thorough understanding of coverage, products, and underwriting system transactions. This role involves working independently within a letter of authority issued by the underwriting supervisor on assignments of high complexity, hazard grade, and premium.

Key Responsibilities
  • Underwrite and process assigned renewal policies, applying knowledge of coverage forms, rating plans, and guidelines in the selection and pricing of individual risks.
  • Answer incoming calls from agents, responding to inquiries on coverage and making adjustments to policy information based on prescribed authority.
  • Work within specific authority level to quote, accept, decline, modify, and renew risks within territorial assignment in accordance with accepted underwriting guidelines.
  • Provide guidance to internal and external customers regarding underwriting information and effectively communicate underwriting decisions and appetite.
  • Develop and maintain effective working relationships with internal and external customers, manager, peers, and agents.
Requirements
  • Demonstrate proficiency in usage of all supplied desktop tools, including automated underwriting and email systems.
  • Ability to effectively communicate with internal and external customers/peers.
  • Ability to adapt to change as the company moves forward in its strategic vision.
  • Valid state-issued driver's license in good standing.
Education and Experience
  • College degree preferred.
  • 3-5 years of commercial underwriting experience preferred.

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life.

We're an Equal Employment Opportunity employer, committed to promoting a welcoming culture that celebrates diverse talent, individual identity, and different points of view. We expect and encourage all employees and business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.



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