Loan Originator

3 weeks ago


Wichita, Kansas, United States Hilltop Holdings Full time
Job Description

As a Loan Originator at PrimeLending, you will be responsible for marketing and promoting PrimeLending's products and services to clients. You will evaluate loan products and services to determine which ones best meet the customer's needs and financial circumstances. You will establish and maintain relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain existing business. You will also be responsible for monitoring customer interaction and interfaces with all parties involved in each loan from application to closing.

Responsibilities
  • Evaluate PrimeLending's and other loan products and services to determine which ones best meet the customer's needs and financial circumstances.
  • Establish and maintain relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain existing business.
  • Market and promote PrimeLending's financial products.
  • Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month.
  • Monitor overall customer interaction and interfaces with all parties involved in each loan from application to closing.
  • Collect and analyze information regarding the customer's income, assets, investments, or debts.
  • Advise the customer regarding the advantages and disadvantages of different loan products.
  • Service existing customers and obtain all necessary support documents along with the appropriate fees and lock-in information.
  • Oversee the loan process by monitoring loan status and ensure conformity with terms.
  • Communicate loan status to all interested parties and obtain loan documentation after closing.
  • Presents terms and conditions of loans with customers.
  • Stay abreast of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages.
  • Maintain a professional image and adhere to standards consistent with company policies and procedures.
  • May supervise and direct the activities of other loan officers, loan officer assistants, or loan processors.
  • Other duties as assigned.

Qualifications
  • High school diploma or equivalent and appropriate licenses as required by state.
  • Valid driver's license and current automobile liability insurance.
  • A minimum of 12 months loan originator experience required.
  • Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
  • Demonstrated judgment and decision-making ability.
  • Excellent and effective presentation and communication skills, both verbal and written.
  • Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
  • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
  • Continue to expand knowledge of issues influencing the industry and the organization.


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