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Credit Delivery Associate II
2 months ago
The Credit Delivery team at Truist Financial Corporation is seeking a highly skilled and experienced professional to join our team as a Credit Delivery Associate II. This role is responsible for underwriting credit products to new and existing clients and actively managing the existing portfolio to meet client needs while ensuring appropriate risk/return strategies.
Key Responsibilities- Manage, coordinate, and execute credit event processes, including underwritings, refinancings, and amendments, within own portfolio and as needed across the team.
- Create and utilize analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
- Perform research and analysis on companies, industries, and transactions in support of both client activities and risk mitigation strategies.
- Independently manage a smaller portfolio of clients with oversight from Team Leaders, primarily consisting of participations and investment-grade clients.
- Achieve timely submission of annual reviews, underwritings, and amendments to allow for sufficient review and decision by applicable approval authority.
- Maintain active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
- Demonstrate leadership through the management of various projects and requests specific to assigned practice groups.
- Undergraduate degree
- 3 years of experience in underwriting and portfolio management
- Strong understanding of accounting, credit, financial modeling, structuring, and underwriting
- Strong verbal and written communication, organizational, analytical, critical thinking, and problem-solving skills
- Licenses: Series 79; Series 63; SIE
- Undergraduate degree with coursework in accounting or finance preferred
- Experience training and mentoring Analysts
Truist Financial Corporation is an equal opportunity employer and does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. We are committed to creating a diverse and inclusive workplace that values and respects the contributions of all employees.