Portfolio Manager, CCL Loss Mitigation Specialist

4 weeks ago


Memphis, Tennessee, United States First Horizon Bank Full time
Job Summary

We are seeking a highly skilled Portfolio Manager to join our Centralized Commercial Lending team at First Horizon Bank. As a key member of our team, you will be responsible for proactively managing portfolios, identifying trends, and alerting management to changes in portfolio conditions.

Key Responsibilities
  • Partner with relationship managers to finalize credit package terms and workout structures.
  • Monitor past due loan situations within the CCL portfolio and identify potential downgrade risks.
  • Review cash flows and Moody's spreads prepared by the Credit Analyst, conduct in-depth analyses of financial information, and form recommendations for approval or denial of new loans.
  • Prepare Credit Origination Memoranda in a clear and concise manner, identifying strengths, risks, and mitigating factors.
  • Collaborate with Relationship Managers, leaders, and Business Development Officers to gather information and present accurate assessments of loan prospects.
Requirements
  • Bachelor's degree required; five years of commercial credit underwriting experience preferred.
  • Fundamental understanding of commercial credit underwriting and ability to interact with all levels of staff and management.
  • Strong MS Office skills, especially with Excel, and ability to multitask and work in a deadline-driven environment.
About Us

First Horizon Bank is a leading regional financial services company dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. We serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States.


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