Home Loan Consultant
4 days ago
We are seeking an experienced home loan consultant to join our team. As a loan officer, you will be responsible for generating new business, qualifying customers, and owning the customer experience from start to finish.
Responsibilities:
- You will originate new business by taking complete applications and qualifying customers.
- You will provide consultations and education on the mortgage transaction, teaching customers about what to expect and setting timelines and expectations.
- You will qualify borrowers, pull credit, run AUS, price loans, collect documentation, and follow through with clients and loans until closing.
- You will set fees and order disclosures, ensuring proper documentation is signed and acknowledged by borrowers.
- You will work with processors to manage pipelines, align tasks, and collect missing or additional documentation as needed.
- You will price and lock loans, maintaining accurate Encompass records at all times.
- You will lead person on transactions, including communication with team members and interested parties.
Requirements:
- A post-high school degree in business, finance, marketing, or related field, or equivalent work experience.
- Previous work experience as a loan officer or equivalent required, with proven ability to achieve sales goals.
- Effective sales and marketing skills, including generating new business through networking and referral partners.
- Strong understanding of loan guidelines and federal/state regulations.
- Active NMLS Mortgage Originator License required.
- Commitment to company values, policies, and procedures.
- Excellent interpersonal communication skills.
- Customer service skills to provide positive communication.
- Adaptability to learn new techniques, products, and computer programs.
- Problem-solving skills to analyze and resolve functional-level problems.
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