Payments Risk Analyst
2 weeks ago
We are seeking a skilled Payments Risk Analyst to join our team in Morrisville, NC. As a key member of our finance team, you will be responsible for identifying, assessing, and mitigating risks associated with our payment processing services.
Key Responsibilities- Conduct credit underwriting and due diligence on merchants at onboarding and periodic intervals
- Communicate professionally with merchants to explain risk management and underwriting procedures
- Set up and manage customized transaction and volume limits for merchants based on their risk profiles
- Monitor merchant financial activity and analyze transaction patterns to detect potential fraud or suspicious behavior
- Work closely with technical and customer success teams to investigate merchant risk signals and consider risk-mitigating actions
- Perform regular risk assessments and audits of our payment processing systems and procedures
- Develop and maintain comprehensive policy and procedure documentation
- Undergraduate degree (Nice-to-have: Degree in finance or business)
- 3 to 5 years experience in payment processing or fintech risk (Nice-to-have: Merchant underwriting)
- Working knowledge of financial statement analysis
- Understanding of card and ACH payment systems, fraud prevention techniques, and card brand rules (Nice-to-have: Experience with Stripe Connect and Stripe Radar)
- Excel skills (Nice to have: Query and/or skills using SQL or Python or similar)
- Excellent communication skills to collaborate with cross-functional teams and explain complex risk concepts to non-technical stakeholders
A competitive salary and benefits package, including comprehensive medical, dental, and vision plan options, 401(k) match, FSA and company-funded HSA, and company-paid life and disability insurance.
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Financial Risk Analyst
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