Payments Risk Analyst

2 weeks ago


Morrisville, United States HireNetworks Full time
Job Summary

We are seeking a skilled Payments Risk Analyst to join our team in Morrisville, NC. As a key member of our finance team, you will be responsible for identifying, assessing, and mitigating risks associated with our payment processing services.

Key Responsibilities
  • Conduct credit underwriting and due diligence on merchants at onboarding and periodic intervals
  • Communicate professionally with merchants to explain risk management and underwriting procedures
  • Set up and manage customized transaction and volume limits for merchants based on their risk profiles
  • Monitor merchant financial activity and analyze transaction patterns to detect potential fraud or suspicious behavior
  • Work closely with technical and customer success teams to investigate merchant risk signals and consider risk-mitigating actions
  • Perform regular risk assessments and audits of our payment processing systems and procedures
  • Develop and maintain comprehensive policy and procedure documentation
Requirements
  • Undergraduate degree (Nice-to-have: Degree in finance or business)
  • 3 to 5 years experience in payment processing or fintech risk (Nice-to-have: Merchant underwriting)
  • Working knowledge of financial statement analysis
  • Understanding of card and ACH payment systems, fraud prevention techniques, and card brand rules (Nice-to-have: Experience with Stripe Connect and Stripe Radar)
  • Excel skills (Nice to have: Query and/or skills using SQL or Python or similar)
  • Excellent communication skills to collaborate with cross-functional teams and explain complex risk concepts to non-technical stakeholders
What We Offer

A competitive salary and benefits package, including comprehensive medical, dental, and vision plan options, 401(k) match, FSA and company-funded HSA, and company-paid life and disability insurance.



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