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Mortgage Loan Originator

2 months ago


Santa Rosa, California, United States U.S. Bank Full time
Job Summary

At U.S. Bank, we're committed to helping our customers achieve their financial goals. As a Mortgage Loan Originator, you'll play a critical role in originating mortgage loans in assigned non-bank territories. Your primary responsibilities will include taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.

Key Responsibilities
  • Originate mortgage loans in assigned non-bank territories
  • Take applications and conduct preliminary underwriting reviews
  • Submit loan applications to processing and underwriting for approval
  • Follow up to ensure timely completion of loan processing and underwriting
Requirements
  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
Preferred Qualifications
  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state, and national laws
  • Ability to work independently and analyze financial information
  • Effective verbal and written communication skills
Benefits
  • Comprehensive benefits package, including healthcare, basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation, up to 11 paid holiday opportunities, adoption assistance, and sick and safe leave accruals

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status.