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Mortgage Loan Originator
2 months ago
At U.S. Bank, we're committed to helping our customers achieve their financial goals. As a Mortgage Loan Originator, you'll play a critical role in originating mortgage loans in assigned non-bank territories. Your primary responsibilities will include taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.
Key Responsibilities- Originate mortgage loans in assigned non-bank territories
- Take applications and conduct preliminary underwriting reviews
- Submit loan applications to processing and underwriting for approval
- Follow up to ensure timely completion of loan processing and underwriting
- High school diploma or equivalent
- Minimum one year of mortgage, sales, real estate, or banking experience
- Ability to travel
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state, and national laws
- Ability to work independently and analyze financial information
- Effective verbal and written communication skills
- Comprehensive benefits package, including healthcare, basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation, up to 11 paid holiday opportunities, adoption assistance, and sick and safe leave accruals
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status.