Mortgage Loan Originator

22 hours ago


Santa Rosa, California, United States U.S. Bank Full time
Job Summary

As a Mortgage Loan Originator at U.S. Bank, you will play a critical role in originating mortgage loans in assigned non-bank territories. Your primary responsibilities will include taking applications, conducting preliminary underwriting reviews, and submitting loan applications to processing and underwriting for approval.

Key Responsibilities
  • Originate mortgage loans in assigned non-bank territories
  • Take applications and conduct preliminary underwriting reviews
  • Submit loan applications to processing and underwriting for approval
  • Follow up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner
Requirements
  • High school diploma or equivalent
  • Minimum one year of mortgage, sales, real estate, or banking experience
  • Ability to travel
Preferred Skills
  • Well-developed sales ability
  • Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • Basic knowledge of local, state, and national laws
  • Ability to work independently
  • Ability to analyze financial information
  • Effective verbal and written communication skills
Benefits

U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution, and pension. The salary range for this role is $32.32. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce.



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